Professional liability

As an architect, you are ethically and legally required to take out a professional liability policy. Surveyors and safety coordinators are also required to take out a compulsory insurance. But also other construction professionals, such as engineers, often perform work with a great deal of responsibility and associated risks. Protect's civil liability policy meets the legal requirements and offers you much more by minimising the consequences of those risks.

INCLUDED IN YOUR PREMIUM:

  • Customisation: individual premium rate, higher capital, foreign projects
  • Training and prevention: legal advice
  • Personal and personalised management and supervision.

As an engineer, you are undoubtedly aware that your profession involves a number of risks. Fortunately, thanks to the professional liability policy, you do not have to bear the financial consequences of these risks yourself.

CONTACT

Who is insured?

  • You as a consulting engineer
  • Your (self-employed) trainees and employees

What is insured?

  • The financial consequences of your corporate and professional liability in the context of the performance of your profession (the policy will intervene if your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

What is the procedure for the declaration and pricing?

  • Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

You run a number of risks in the performance of your profession. Fortunately, you do not have to take responsibility for the financial consequences of this yourself. The professional liability policy for energy experts covers the activities as an EPB (energy performancy and interior climate) reporter in Flanders, as well as drawing up energy performance certificates or conducting energy audits of buildings. Your EPB activities in the other regions can also be included in this policy.

CONTACT

 

Who is insured?

  • You as EPB reporter (Flanders), EPB manager (Wallonia), EPB adviser(Brussels), energy auditor of buildings.
  • Your (self-employed) trainees and employees

What is insured?

  • The financial consequences of your corporate and professional liability in the context of the performance of your profession (the policy will intervene if your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

What is the procedure for the declaration and pricing?

  • Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

As a surveyor expert, the Royal Decree of 15 December 2005 requires you to take out an insurance policy that covers your professional liability. Protect’s civil liability policy has been fully adapted to these legal requirements.

CONTACT

 

Who is insured?

  • You as a sworn surveyor (in personal name or in your company)
  • Your staff, trainees and other employees

What is insured?

  • The financial consequences of your professional liability in the context of the performance of your profession (the policy will intervene when your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

What is the procedure for the declaration and pricing?

  • Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

You know better than anyone that sometimes unexpected errors can happen with enormous financial consequences. The civil liability policy for landscape architects protects you against such risks.

CONTACT

Who is insured?

  • You as landscape architect
  • Your (self-employed) trainees and employees

What is insured?

  • The financial consequences of your corporate and professional liability in the context of the performance of your profession (the policy will intervene if your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

The policy is intended for interior architects who wish to insure the concept and/or the inspection of the works in the context of their contract. The performance of works or the sale of goods is excluded.

What is the procedure for the declaration and pricing?

Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

You know better than anyone that small errors can have enormous financial consequences. The professional liability policy for interior designers protects you against such risks.

CONTACT

Who is insured?

  • You as an interior architect
  • Your (self-employed) trainees and employees

What is insured?

  • The financial consequences of your corporate and professional liability in the context of the performance of your profession (the policy will intervene if your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

The policy is intended for interior architects who wish to insure the concept and/or the inspection of the works in the context of their contract. The performance of works or the purchase/sale of goods is excluded.

What is the procedure for the declaration and pricing?

  • Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

As a safety coordinator, the Royal Decree of 25 January 2001 concerning temporary or mobile construction sites requires you to take out an insurance to cover your professional liability. Protect’s civil liability policy has been fully adapted to these legal requirements.

CONTACT

Who is insured?

  • You as a safety coordinator
  • Your (self-employed) trainees and employees

The policy is intended for safety coordinators for the design and construction phase (self-employed or employees) as provided in the law of 4/8/1996 on the well-being of employees in the performance of their work and its implementing decrees.

What is insured?

  • The financial consequences of your corporate and professional liability in the context of the performance of your profession (the policy will intervene if your fault has caused damage to third parties).
  • Defence costs (technical and legal assistance)

What is the procedure for the declaration and pricing?

Provisional premium at the beginning of the year, settlement on the basis of a declaration via My Protect

This policy covers the following activities or professions: soil remediation experts, environmental impact report experts, environmental coordinators, environmental audits, applying for environmental permits, drawing up manure bank reports, etc. Both the insured activities and the guaranteed capital are offered on a tailor-made basis.

CONTACT

Who is insured?

  • The internal and external environmental coordinator
  • The employer of the internal environmental coordinator
  • The other environmental experts

What is insured?

  • The financial consequences of your professional liability in the context of the performance of your profession (the policy will intervene if damage is caused to third parties as a result of your fault).
  • For the external environmental coordinator and other environmental experts corporate liability is also insured.
  • Defence costs (technical and legal assistance)

What is the procedure for the declaration and pricing?

  • Internal environmental coordinators: annual flat-rate premium in connection with the guaranteed capital, the activity and turnover of the company and the type of environmental coordinator
  • External environmental coordinators and other environmental experts: provisional premium at the beginning of the year and settlement based on your annual fees at the end of the year